Attention homeowners: Real estate appraisal services for in Carmel and Hamilton County

See the top seven reasons why IN homeowners need American Dream Appraisals:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
To challenge a IN property tax assessment
To reduce their mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a IN divorce, where property needs to be divided
Settle an estate in IN by determining the true market value of real estate in question

Need help determining the value of your home in or near Carmel, IN?
Contact American Dream Appraisals.

At American Dream Appraisals, we understand the unique needs of a customer after appraisal services. Our regular business clients understand the appraisal process and the customary documents we provide. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have an interested buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value opinion than yours.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We are experienced in helping people just like you do away with undesirable PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes close to yours. That only means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from American Dream Appraisals is your strongest weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from American Dream Appraisals can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a seasoned professional to double-check your appraisal for efficiency? In a field review we'll go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? American Dream Appraisals can We can assist you. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.